With under two weeks to go, consumers who anticipate needing a new credit card for holiday shopping are quickly running out of time. In the past, it was possible to apply online and get instant credit card approval along with instant access to that card’s credit line. Unfortunately, while some credit card companies still process and instantly approve credit card applications online, it typically takes a minimum of five days for a credit card to arrive in the mail.
Thus, someone who applies and is approved for a card on December 15th could receive their credit card by the 20th or 21st, though this is a best case scenario. Consequently, consumers who need a new credit card for holiday shopping or to cover expenses soon after need to act quickly to have a chance at getting a new card in hand before Christmas or Hanukkah come and go.
Here are some credit cards to consider for last minute shoppers.
Consumers who need a credit card and know they will not be able to repay balances immediately are likely best opting for a 0% APR credit card. A



