Hello summer. Hello sunshine, flip-flops, trips to the beach, fresh fruit at the farmer’s market and family barbeques. For a lot of us, the season of sun is also the season of getaways and vacations. Before planning yours, check out these tips for going far and having fun — without breaking the bank.
1. Know your limits
Hey, we all want to go big on vacation. But you don’t want to be worrying about the debt you’re racking up when you should be relaxing. If a tropical getaway isn’t in the budget, think closer and cheaper. And stash $50 a month to go big next year.
2. Budgeting is best
Knowing what your trip will cost you and saving up to cover it is key to keeping vacations affordable. Think about setting aside 10%–15% extra for little vacation surprises, like lost luggage or a stomach bug. When planning your expenses, this Budget Calculator can help.
3. It’s about affordability
Some countries and cities are just plain pricier than others. Know the cost of hotels and food in the spots you plan to and consider heading off the beaten path to save yourself some cash.
4. Peak equals pricey
Everybody loves beach resorts in the summer, ski resorts in the winter and heading out on Friday at noon. That’s why it can pay off to take the road (or day and time) less traveled. Even though “peak season” usually means June through August, it’s a great time to get deals traveling to winter destinations. Check out IndependentTraveler.com for tips.
5. Fun can be free
Who says more expensive is more fun? Researching free festivals, affordable food, and hikes or walks in the area you’re ing can be a great way to save on trip activities. Check out CitySearch.com for info. on free events and cheap eats in the town you’re ing.
6. Get a kitchen
Or a room with one, more like. When looking at places to stay, think about vacation home rentals or hotel rooms with kitchenettes. Being able to cook instead of having to eat out can save you big. Look into homes for rent at VRBO.com.
7. Find a deal
With so many spots out there to look for discount hotels and package vacations, we know you’re all over this one. Travelzoo.com and Kayak.com are good places to start.
8. Consider credit
On trips, using your credit card can sometimes be safer than paying in cash. It can offer you some protection if stolen and even have insurance benefits when you’re renting a car. The trick is to know what your card covers and to spend only what you can afford.
Find out about making smart financial choices during other life events at WhatsMyScore.org.
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