Jan 5

In a bid to restore confidence in its economy, and to outline how it intends to get its deficit back within three percent of GDP as required as part of its European Union membership, Greece has committed to delivering an economic plan to the EU by the end of January.

BBC News

Jan 3

Buying a car is a huge purchase and an investment meant to last for years. Don’t let yourself get talked into spending more than you can afford. There are some basic strategies that will help you make good choices and get the best deal you can.

The Biggest Markup

The easiest place to save the most money has nothing to do with the car itself. Financing is where most car dealerships make their biggest payoffs. It can’t be stressed enough that when you go to purchase a car, optimally, you will have the money in hand.

Taking a loan is a tremendous waste of money, no matter what the terms are. Of

Full Article…

Jan 1

Hi 20SF’ers. This will be the final post of 2009. It’s been a fantastic year (the second full year), and I’m very excited about where things are heading with the site in 2010.

20somethingfinance has grown to well over 2,000 subscribers and 50,000 monthly visits (and it keeps doubling every few months). Thanks to all who have helped build a strong community here at 20somethingfinance in 2009.

For 2009, here’s a month-by-month breakdown that includes some of my personal faves and the most commented on posts. If you’

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Dec 31
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I wish everyone a very happy start to the 2010 year and please send my wishes to everyone you know too!

In particular, I’d like everyone to consider:

  • Live More – Own Less Stuff
  • Love More – Work on Your Relationships
  • Experience More – Do Something That You Haven’t Done Before
  • Worry Less – Have Less Debt
  • Save More – Think Long Term

Have an awesome 2010!

Dec 30

Over the holidays people often receive small cash windfalls as gifts or holiday bonuses. Extra money is always great, but it is sometimes hard to decide what to do with this money especially if you have debt to pay off. When you get extra money it is fun to go out and buy something you really want, but it is practical to put that money towards debt. So what should you really do?

I usually use the 25%-75% rule. This means using 25% of the money to buy something fun and 75% of the money toward paying off debt. By doing this you won’t feel deprived, but you won’t feel guilty either. It is best to put the 75% towards your debt with the highest interest rate. If

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Dec 30

Still struggling after its worst recession in generations, Japan announced a long-term growth strategy Wednesday that seeks to tap into the dynamism of its Asian neighbors, create millions of jobs in new industries and fuel economic expansion of at least 2 percent a year over the next decade.

New York Times

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