Chase Freedom cardholders, particularly those with large gas station bills, will likely be quite pleased with 2012′s Chase Freedom 5% cash back reward categories. While there are a handful of differences between the 2012 schedule and that of last year, 5% cash back categories are probably easier for many to max out this year.
First Quarter: Beginning January 1st and running until March 31st, cardmembers earn 5% at gas stations and on purchases made at Amazon.com. Because 5% cash back can be earned on up to $1,500 of spending, an individual or family that spends $125 a week on gas can max out rewards during this quarter.
Second Quarter: From April until June 30th, cardmembers earn 5% cash back at grocery stores and movie theaters. This is generally the easiest quarter to max out, as most families can easily spend the $125 a week on groceries (though a couple would need to see about 50 movies during this period to max out earnings on movie theater purchases).
Third Quarter: Cardmembers earn 5% cash back at gas stations once again in the July through September period as well as 5% cash back at restaurants, making this yet another easy month to maximize earnings.
Fourth Quarter: The October through December period provides 5% cash back on hotel and airline purchases, as well as at retailers Best Buy and Kohl’s. This is thus a good time to book a winter vacation or hold off to make large electronics purchases.
Current cardmembers can register their cards by phone or online at the Chase Freedom website.
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